Released: November 05, 2020
How to make sense of your (dozens of) credit scores
Source: Penelope Wang, Consumer Reports
Businesses pay Equifax, Experian, and TransUnion to provide them with your credit scores—based on your credit history—to decide whether you're a good credit risk. But a bank uses different criteria than a landlord or utility to determine whether it wants you as a customer. So the credit reporting agencies tailor the information—and your credit scores—to the demands of each business. That’s why you have dozens of different credit scores, many of which you don't know about.
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